If you want to get the most out of your money, it makes sense to listen to people who know a thing or two about it. Finding a financial mentor is a great way of doing this, but if you can’t find one right away, following tips from those...
1. Rethink the reception venue Traditional reception venues are still a popular choice, but you could be better off hiring a large, private home for the weekend through Airbnb for a fraction of the cost. Provided you’re upfront with the owner of the property, making such a decision could mean...
Working for yourself can mean independence. But no employer means there’s no one to rely on for help – saving for retirement is your responsibility. 4.8 million people in the UK work for themselves. But only 14% of them are saving into a pension. That leaves a lot of people who might find...
It’s always good to pay off your credit card debt, but now may be a better time than ever to do so. Americans’ debt levels have been growing and interest rates are rising — a combination that could put consumers in a bind if they carry a balance on their...
South Africans, with their poor savings record, should look to tax-efficient savings vehicles to make the turnaround to grow their wealth. The national average savings rate is a dismal 3%, while the household debt-to-income ratio is a staggering 74.4%. Barrie van Zyl, a senior manager at Alexander Forbes, says consumers...
One of the biggest (and probably one of the most important) New Year’s resolutions parents make is to start saving more money. That’s because, cute as they are, kids can be a serious drain on our wallets. When you’re busy buying up diapers and baby food, you often end...
One way to combat the winter doldrums is to start planning a spring break vacation. It provides a destination and adventure to look forward to as we make our way through these final long weeks of winter. With the countdown to spring started, here are five tips to assist with...
Summer vacation is a lot like Christmas: It comes around every year and yet somehow, you’re not financially prepared. So, what do you do? Just like the holidays, you charge, charge, charge. Shake the cycle. Today, start saving for a debt-free vacation. Save on autopilot: “Contact your human resources or payroll department...
Learning to budget isn’t easy — but it’s essential if you want to successfully adjust from college student to full-time employee. In school, you may have had to budget loan payments and spending for your meals, but once you make it to “the real world,” there’s a whole set...
Many people obsess over reaching a certain retirement savings number -- $1 million is the most common target. However, the reality is that retiring comfortably isn't necessarily about how much money you have in savings; it's about how much sustainable income you have from savings, Social Security, and other...
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