Are you among the 56.8 million Americans with a 401(k) plan from a small or midsize company? If so, did you know many of them aren’t so hot, with subpar, nosebleed-level fees and lousy investment options? And scant retirement advice? Here are my five simple steps to see if your 401(k)...
Do you know how much money you’ll need to save for retirement? Chances are good that you don’t. More than 8 in 10 Americans have no idea how much retirement savings they’ll need when leaving the workforce, according to a recent Merrill Lynch survey. And, unfortunately, Americans who think they’ve...
The middle class isn’t poor, but they’re certainly not rich. Turns out, this generation is broker than ever — and many of them are struggling to retire at a reasonable age, let alone at all. These are six tricks and tools the middle class uses to afford retirement, but they...
Healthcare is a major burden for Americans of all ages. From health insurance premiums to doctor and emergency room visits to prescription costs, the price of medical care has skyrocketed over the years, and workers and retirees alike are feeling the pain. Case in point: A good 25% of...
Your smartphone might be an expensive mini computer in your pocket, but hey, that device can save much more than phone contacts. Everyone likes the idea of saving money, but most time, our busy schedule gets in the way of our budget and at the end…we forget to save money However,...
The Federal Reserve makes headlines from New York to Hong Kong anytime it lifts its benchmark interest rate. Rightfully so, as any increase tends to drive up borrowing costs on everything from credit cards to auto loans and mortgages. There’s a more important factor that determines how much you’ll pay...
On Wednesday, the Federal Reserve raised interest rates by a quarter of a point. That's the sixth rate hike since it began raising rates from when they were at near-zero in December 2015, and there are three more increases predicted for 2018. Why does this matter outside of the finance...
Over the past three decades, Jon Bon Jovi has sold more than 130 million albums, earned a place in the Songwriters Hall of Fame in 2009 and his his Grammy-winning band, Bon Jovi, will be inducted into the Rock and Roll Hall of Fame in April 2018. He's also "a...
The Cheesecake Factory is mall food on steroids. Everything is bigger and extravagant, from the signature sugar-bomb desserts to calorie-loaded main dishes that barely fit on the tables. The chain restaurant is also pricier than more middle-of-the-road establishments like Chili’s or Olive Garden. Entrees tend to run from about $15...
Atrial fibrillation is putting a huge burden on the NHS. The condition, which causes an irregular and often abnormally fast heart rate, increases the risk of stroke by up to five times, and is estimated to cause around 12,500 strokes each year. But around 7,000 strokes and 2,000 premature deaths...
error: Content is protected !!