When it comes to retirement savings, countless workers are in pretty bad shape. An estimated 42% of Americans have less than $10,000 set aside for the future, according to data from GoBankingRates. Meanwhile, 22% of Americans aren't contributing to a retirement fund at all, as per a new study...
In a survey from Credit Karma, 39 percent of millennial respondents said they spent money they didn’t have to attend social functions with friends. And while fun experiences are one of the best ways to connect with friends, they’re not worth going into debt.
After all, if you can’t afford...
When it comes to sticking to a budget, there’s something to be said for balance. A smart budget will take care of all your needs while satisfying some wants, and will prepare you for the future while helping you live it up a little today.
“No matter how aggressive your savings...
Love shopping online? There are many ways you can adopt to save money or get more benefit from the deal, say experts.
Compare prices (automatically): You need to simply download a small robotic tool (in the form of chrome extension) which can instantaneously compare price of a product, that you...
In fact, our latest survey found that a whopping 77 percent of Gen Z employees say they have a clear set of financial goals and know how to achieve them. Their top goals include:
Building savings/emergency funds
Establishing a budget and sticking to it
Tracking spending and changing habits
However, they’re still...
If you’re planning a wedding and your savings is slowly dwindling as a result, you’re not alone.
According to The Knot, these days, couples spend an average of $35,329 on their wedding. But making your day special doesn’t have to break the bank, or leave you starting your marriage in...
Understand the style you want.
Photographers are not all created equal. This goes for everything from budget to the shooting style to the editing style of the photographer. If you are a big fan of a particular photographer’s style, hire them or find someone similar.
Don’t choose your photographer based solely...
Having started from scratch once, it's not surprising that many self-made millionaires and billionaires think they could succeed again if they lost everything overnight. Even if they couldn't reach the same level of wealth they have today, they believe they have a good plan for how they'd try to...
When Danielle Town found herself burnt out and even starting to get sick from her work as a corporate attorney, she knew she didn't want to keep laboring at the same breakneck pace for much longer. So she started brainstorming ways to retire faster.
"I started to think, 'What else...
Whether you’re in debt or your rainy day fund is dry, sometimes, talking about finances or facing them can be embarrassing and a lot of people often feel judged.
Our friends at The Penny Hoarder rounded up a list of helpful money tools that won’t make you feel bad about...
