If you have credit cards, you might also have credit card debt. But if you live in the Bay Area, where salaries are higher and access to financial advice is more prevalent than elsewhere in the country, the chances are...
When you start a new job and sign up for your company’s 401(k) plan, you will need to decide how much to contribute to the account. This seemingly simple decision will affect how much is withheld from your paychecks, your annual income tax bill...
Americans are optimistic not only about their current financial situations but also about their prospects heading into 2020, a new report shows. A study conducted by Fidelity Investments found that more than 80 percent of Americans said they were feeling...
Retirement plans are essential for anyone who plans to live to old age — yes, even if you swear you’re never going to retire. Yet many people underestimate the importance of doing so, and they put it off or throw out a guess...
If you search the internet looking for how much cash you need to retire, you’ll find estimates ranging from $1 million to $10 million. That’s about as helpful as a mechanical pencil with no lead, particularly if your retirement savings are currently well...
In her book The Top Five Regrets of the Dying, Australian nurse Bronnie Ware drew on her years of working in palliative care to synthesize the common themes about life’s biggest regrets. Number two on the list was “I wish...
When it comes to Social Security, the question on most people’s lips is: “Will it still be there for me when I retire?” The answer is generally yes. But the system will pay less in benefits if nothing is done...
December is here, and taxpayers are running out of time to make last-minute planning moves for the 2019 tax year. In order to make sure that your 2019 tax return has as small a tax bill as possible, it makes sense to pay...
Tax season is still months away, but the IRS will want to know about your cryptocurrency holdings. The IRS just released a new Schedule 1 for the 2019 tax season, spelling out the details on above-the-line deductions, including the tax...
If you search the internet looking for how much cash you need to retire, you’ll find estimates ranging from $1 million to $10 million. That’s about as helpful as a mechanical pencil with no lead, particularly if your retirement savings are currently well...
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