If you’re struggling to save for retirement, you’re far from alone. Close to half of baby boomers have zero retirement savings, according to a report from the Insured Retirement Institute — and of those who do have savings, more than one-quarter have less...
Social Security can be complex and confusing, and there are so many factors to consider before you start claiming benefits. What age should you begin claiming? How big will your monthly checks be? How much will you be able to depend on your...
The year 2020 is just around the corner, which means countless Americans are gearing up to improve their finances once it kicks off. Here are Americans’ chief financial goals going into the new year, according to a survey by Marcus by Goldman Sachs — and...
If there’s anyone you should turn to for honest and objective money advice, it’s a financial planner.
Certified financial planners have a fiduciary responsibility to provide guidance and recommendations that are in your best interest — not theirs, their company’s, or...
The average American estimates retirement will cost around $1.7 million, according to a survey from Charles Schwab.
Although the exact amount you’ll end up spending in retirement will vary from person to person, you’ll likely need several hundred thousand dollars...
On Christmas Day across America, millions of families will gather together to celebrate one of the seminal holy days of the Christian calendar. An important element of that celebration is the exchange of gifts and other expressions of generosity toward our family, friends,...
Your expenses don’t end when your paychecks do, but creating a reliable income stream in retirement can be tricky. The right choices can result in sustainable income for the rest of your life. The wrong choices could leave you uncomfortably short of cash.
Early retirement is something that many people aspire to their entire lives. But there’s more to retiring early than just turning in your office keys and gathering up all your family pictures from your desk. You also have to think about what early...
“This policy change is abhorrent and absolutely unjustifiable.”
“We all know that the cruelty is the point with this administration, but this sinks to yet another low.”
“This would be a crushing blow to me and my...
Social Security serves as a financial lifeline for millions of retired seniors, and if you want your benefits to do the same once you’re no longer working, then you’ll need to claim them at the right time. Although those benefits are based on...
